Transact
Save
Invest
Borrow
Digital Banking

Shaping Your Tomorrow

A smart way to save
for a rainy day

Your investment journey
begins here

Designed to help you
finance a personal goal

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Banking solutions to help
grow your business

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Supporting industrialization
and commercialization

Earn competitive interest
on excess cash

Finance for your
business operations

Manage movement of bulk cash
using our digital channels

Access banking services
anytime, anywhere

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Mobile Banking

A safe and convenient way to do your banking.

Mobile Banking

A safe and convenient way to do your banking.

Mobile Banking

Our mobile banking is designed to give you freedom to bank on the GO! You can choose between the USSD or APP depending on your preferences.  Mobile banking is a safe and convenient way to do your banking

Document

Mobile App Banking.

Product Features​

  • Send Money
  • Buy Airtime
  • Pay utility bills, including electricity and water
  • Pay for your pay-tv subscription, including DSTV and Gotv
  • Make Own Account Transfers, ZICB Account Transfers and Domestic Interbank Transfers
  • View mini statements

Benefits

  • FREE self-registration
  • Convenient and affordable banking
  • FREE transaction notifications via SMS and email
  • Secure banking

How to set up your ZICB Banking App

  • Download the ZICB App
  • Click on sign up on ZICB
  • Account details
    • Enter your account number
    • Enter your mobile number
    • Enter your date of birth
    • Enter your national ID/Passport
    • Click on submit
  • Create username and password
  • Click on the link and then call 7000 | 0971269210 | 0761228730 | 0211428730 for activation.

USSD Banking.

Product Features​

  • Send Money
  • Buy Airtime
  • Pay utility bills, including electricity and water
  • Pay for your pay-tv subscription, including DSTV and Gotv
  • Make Own Account Transfers, ZICB Account Transfers and Domestic Interbank Transfers
  • View mini statements

Benefits

  • FREE self-registration
  • Convenient and affordable banking
  • FREE transaction notifications via SMS and email
  • Secure banking

How to register for USSD mobile banking

Send us an e-mail

ZICB Bank Locator

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

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Copyright © Zambia Industrial Commercial bank LTD. 2025

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