Personal Banking.

Transact
Save
Invest
Borrow

Easy Kwacha Account

Nkwazi Gold Account

Mukula Platinum Account

Cool Save Account

ZICB Personal Savings Account

Village Banking Account

Fixed Deposit Account

Personal Loan

Shaping your tomorrow starts here

Shaping your tomorrow starts here

Shaping your tomorrow starts here

Shaping your tomorrow starts here

Business Banking.

Transact
Borrow
Invest
Cash & Trade
Digital Banking

SME Current Account

Fixed Term Loan

Operating Capital Finance

Overdrafts

Employee Scheme Loans

Fixed Deposit Account

Call Account

Cash Management

Forex

Trade

Internet Banking

eTax

eNapsa

eNhima

eWorkers

Banking solutions to help
grow your business

Banking solutions to help
grow your business

Banking solutions to help
grow your business

Banking solutions to help
grow your business

Banking solutions to help
grow your business

Corporate.

Transact
Borrow
Invest
Cash & Trade
Digital Banking

Current Account – Corporate

Corporate Current Account – Agribusiness

NGO Corporate Account

Fixed Term Loan

Operating Capital Finance

Overdrafts

Employee Scheme Loans

Fixed Deposit Account

Call Account

Cash Management

Forex

Trade

Internet Banking

eTax

eNapsa

eNhima

eWorkers

Supporting industrialization
and commercialization

Supporting industrialization
and commercialization

Supporting industrialization
and commercialization

Supporting industrialization
and commercialization

Supporting industrialization
and commercialization

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Personal Banking

Shaping your tomorrow starts here.

TRANSACT

Easy Kwacha Account

The Easy Kwacha Account is a transaction account that can be used for your day to day banking needs.

Benifits

  • No deposit fees
  • Unlimited account balance
Read More

Nkwazi Gold Account

This account is suitable for individuals who earn a regular income ranging between K12,000 and K30,000.

Benifits

  • FREE deposits
  • FREE online banking
Read More

Mukula Platinum Account

This is a Platinum Current Account that is designed for individuals with a regular income of k30,000 and above.

Benifits

  • FREE online banking
  • FREE deposits
Read More

SAVE

Cool Save Account

Stay Cool and Save on your terms! A hassle-free savings account with minimal requirements and easy access.

Benifits

  • FREE e-statements
  • FREE cash deposits
Read More

ZICB Personal Savings Account

The ZICB Personal Savings Account is an everyday savings account suitable for individuals looking to save towards a set financial goal.

Benifits

  • FREE e-statements
  • FREE cash deposit
Read More

Village Banking Account

This account is designed to enable village banking groups manage funds in a secure manner while also earning interest.

Benifits

  • No Monthly fees
  • Interest on daily balances.
Read More

Innovative Banking Solutions to help you achieve more.

INVEST

Fixed Deposit Account

The Fixed Deposit Account is designed for individuals looking to invest for a fixed term and earn competitive interest on the principal amount. The investment can be fixed for 30, 60, or 90 days.

Benifits

  • FREE banking services
  • Enjoy interest on this account
  • Available in all major currencies (USD, GBP, ZAR and EURO)
  • No account maintenance fees
Read More

Fixed Deposit Account​

The Fixed Deposit Account is designed for individuals looking to invest for a fixed term and earn competitive interest on the principal amount. The investment can be fixed for 30, 60, or 90 days.

Benifits

  • FREE banking services
  • Enjoy interest on this account
  • Available in all major currencies (USD, GBP, ZAR and EURO)
  • No account maintenance fees
Apply Now

BORROW

Payday Loan

The payday loan helps you to quickly resolve urgent needs. To qualify for a payday loan, your employer must be subscribed to our scheme loan programme.

Benifits

  • Competitive interest rate
  • Quick turnaround time
Contact Us

Personal Loan

Our personal loan is designed to help you finance a personal goal which may include paying for your education, making home improvements and much more. The tenor for our personal loans is one- to five years.

Read More

Payday Loan

The payday loan helps you to quickly resolve urgent needs. To qualify for a payday loan, your employer must be subscribed to our scheme loan programme.

Benifits

  • Competitive interest rate
  • Quick turnaround time
Apply Now

Payday Loan

The payday loan helps you to quickly resolve urgent needs. To qualify for a payday loan, your employer must be subscribed to our scheme loan programme.

Benifits

  • Competitive interest rate
  • Quick turnaround time
Apply Now

Loan Calculator

ZICB Bank Locator

Send us an e-mail

Our Address

Zambia Industrial Commercial Bank Ltd
Head Quarters

5th Floor KK Mall – Office Block Stand No. 27395 Alick Nkhata Road, Mass Media, P.O. Box 30228 Lusaka, Zambia

Email Address

info@zicb.co.zm

Phone Number

Tel: +26 (0) 211 227 273 / +26 (0) 211 233 707 |
Fax: +26 (0) 211 227 274

Call Centre

7000 | 0971 269 210 | 0761 228 730 | 0211 428 730

Let's Talk

Head Office 
5th Floor, KK Mall – Office Block
Stand No. 27395,
Alick Nkhata Road,
Mass Media,
Lusaka, Zambia
Tel +26 (0) 211 227 273  / +26 (0) 211 233 707
Fax +26 (0) 211 227 274

Head Office Operating Hours
Mon – Friday 08:00hrs – 17:00hrs 

FOLLOW US ON

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Sort Codes​

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About Us

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Copyright © Zambia Industrial Commercial bank LTD. 2025

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